Protection for your business

We provide important coverages to meet the unique needs of your business.

PROPERTY

Building and contents coverage including hard-to-place risks such as vacant buildings.

LIABILITY

Coverage for your entity and premises liability.

WORKERS' COMPENSATION

Coverage for wage replacement and medical benefits to employees who are injured on the job.

PROFESSIONAL LIABILITY

Coverage for directors, officers and trustees, employment practices liability, fiduciary liability, and miscellaneous errors & omissions.

CYBER LIABILITY

Covers liability for data breach, loss of data and other cyber-related threats.

DEDUCTIBLE BUY BACK

Coverage "buys back" a portion of the deductible for properties in regions where earthquakes, wind and hail are common and standard property policies often require a high deductible.

MONO-LINE WIND AND HAIL

Stand-alone coverage in those territories where coverage for the perils of wind or hail is difficult to obtain.

INTERNATIONAL TRAVEL

Coverage for employees and volunteers who travel outside the U.S. Accident and sickness insurance, commercial general liability and 24/7 travel assistance can be provided.

BONDS

Bond coverages for performance, utility, ERISA and employee dishonesty.

AUTO

Coverage that includes physical damage and liability.

SPECIAL EVENTS

Short-term coverage for those occasions when your primary policy excludes an event.

EXCESS COVERAGES

Increased limits over your primary directors and officers, employment practices liability, flood, property and umbrella.

FLOOD

Coverage for damages to building and contents caused by a temporary condition of properties being inundated by water or mudflow.

LIQUOR LIABILITY

Specific liability coverage for those in the business of manufacturing or selling alcohol.

Commercial Coverages

Commercial Coverages - CM Solutions

Let's talk.

Contact us today discuss your unique insurance needs.

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CM Solutions Insurance Agency | 3000 Schuster Lane | P.O. Box 767 | Merrill, WI 54452-0767 | (800) 951-8860 | info@cmsolutionsinsurance.com | www.cmsolutionsinsurance.com

CMIC Specialty Services Inc. DBA CM Solutions Insurance Agency is a wholly owned subsidiary of Church Mutual Insurance Company.